The financial market of Uzbekistan has been actively renewing in recent years. The banking sector is strengthening risk controls and implementing modern debt repayment instruments. One of the key steps was the appointment of Abror Kadirovich Turgunov as Acting Chairman of the Board of Poytaxt Bank. This personnel change can directly affect how the bank will handle overdue debt, manage its loan portfolio, and interact with clients. <h2>Who is Abror Turgunov?</h2> Abror Turgunov is a representative of a new generation of managers who combines economic education and practical experience. ● Born in 1983 in Tashkent. ● In 2005, he graduated from Tashkent State University of Economics with a degree in Marketing. ● In 2013, he received a master's degree from the Academy of Banking and Finance in "Investment Management." Prior to his appointment as Acting Chairman of the Board, he served as Deputy Chairman, overseeing retail lending, treasury, strategic analysis, and international operations. This experience allows him to better understand the risks and tasks of the bank. <h2>The context of changes in Poytaxt Bank</h2> The change of management coincided with an important milestone in the bank's history: Poytaxt Bank was privatized by the UAE's Bond Investments Limited company and is preparing to issue additional shares soon to increase its capital. The goal is to reach the regulatory level of 500 billion soums, which will increase the stability and trust of the regulator and partners. <h2>Key priorities of the new management</h2> ● Strengthening credit policy The bank will focus more on scoring, digital tools for analyzing borrowers, and preventing problem loans. ● Focus on pre-trial debt settlement The soft collection approach - correct reminding and restructuring - will be a priority, as it maintains reputation and customer relationships. ● Restructuring of troubled assets Individual work with clients is possible: changing payment schedules, installment plans, personal conditions for the business. ● Technological transformation Automating collection processes, using Big Data to predict delays, and digital channels for customer communication. ● Increase transparency The new management will likely emphasize transparency and clear accountability to both shareholders and clients. <h2>What does this mean for the sector</h2> Poytaxt Bank can set the tone for the entire banking system: ● development of civilized enforcement practices; ● active cooperation with professional agencies; ● decrease in the share of NPL (overdue loans) in portfolios; ● increasing the trust of investors and international partners. <h2>Spectrum Collection Role</h2> Effective debt management is impossible without professional support. Spectrum Collection offers comprehensive solutions for banks and businesses: ● <a href="https://spectrumcollection.uz/en/our-services">Our services</a>: from monitoring to soft and legal collection; ● flexible methods of debt settlement; ● legal support of penalties; ● transparent reporting and protection of the creditor's interests. <a href="https://spectrumcollection.uz/en/our-services">Spectrum Collection</a> operates according to international standards and helps reduce risks when dealing with delays. <h2>Summary and call to action</h2> Abror Turgunov's appointment is a signal for the new Poytaxt Bank rate. Emphasis is placed on strengthening capital, introducing modern methods of working with debts, and implementing civilized soft collection tools. 👉 If it's important for your company to build a reliable debt management strategy, consult <a href="https://spectrumcollection.uz/en/contact">Spectrum Collection</a>. We will offer solutions that will help retain customers and repay debts as efficiently as possible.

Abror Turgunov: new management of "Poytaxt Bank" and possible scenarios for working with debt